Steps to Get Instant Cash Loan In 1 Hour Without Documents

Steps to Get Instant Cash Loan In 1 Hour Without Documents

Written by The Custom Boxes, In Finance, Published On
January 24, 2023
Last modified on June 20th, 2023

Instant cash loans are personal loans offered to cover sudden financial requirements. Since it’s unsecured, lenders bear a high risk in offering the loan. Hence, they check your credit score to determine your financial stability. Moreover, lenders will ask you to submit documents for KYC. And if you do not have any of the required documents, the chances of you getting a loan to diminish.. However, some lenders will be ready to offer instant cash loans without documents if you have a good credit history and are an existing customer. This means that you can still get an instant loan without documents during unexpected situations.

Read on till the end, as this blog will give you tips on how to get an instant cash loan in 1 hour without documents.

Tips to Get Instant Cash Loan in 1 Hour Without Documents

First of all, no matter the situation or requirement, lenders will approve your loan even if you miss on a few documents when you prove to be a credible borrower. Hence, follow these tips to boost the chance of getting an instant cash loan in 1 hour without documents.

Clear all your existing debts

Your credit score is an indicator of your creditworthiness. You can increase your creditworthiness by repaying all your outstanding debts as soon as possible. Doing so can improve your repayment history, ultimately increasing your credit score.

Increase your credit score

A credit score typically ranges from 300 to 900, and depicts your ability to repay the loan on time. Lenders consider you a credible borrower when you have a credit score above 750. Hence, you can focus on improving your score by making timely payments, repaying your existing debts, keeping your old accounts open, etc. Moreover, you must also check your credit score frequently to keep track of your financial stability. You can check your score using Buddy Score and instantly get the whole credit report.

Maintain your Debt-to-Income ratio

A Debt-to-Income ratio (DTI) shows how you manage your current and past debts

with your current monthly income. The lesser the ratio, the higher your ability to repay the loan, ultimately making you a low-risk borrower. Hence, you should maintain a DTI ratio of less than or equal to 50%.

A good relationship with the lender

If you are an existing customer, the lender will already know you and would have established a bond. And the lender will also know your current financial status and credibility, which builds mutual trust. Hence, the lender will offer you a loan when you need an instant cash loan despite not having any documents.


Though getting an instant cash loan without documents is possible, you must still submit mandatory documents, such as an Aadhar card, PAN card, bank statement, etc., for KYC. Moreover, you can avail of an instant cash loan in 1 hour using Buddy Loan. It is one of the best loan aggregator platforms that helps you avail instant personal loans online for different categories, such as personal loans, marriage loans, medical loans, etc., to meet various needs and requirements of the customers.


Related articles
Join the discussion!